An icon illustrating consumer lending services at CFS Insight

Consumer Lending

Consumer Lending is becoming increasingly complex for Credit Unions as new channels and opportunities for lending emerge (Upgrade Loans, Participations lending, Power Pay and numerous other Fintech solutions to name a few) on to the scene. CFS Insight’s Data Connectors ingest valuable data from the most popular loan origination, servicing and collection platforms to provide a complete picture of your consumer lending portfolio. In addition, the Data Connectors expose valuable metrics that enable your credit union to reward good performance and expose inefficiencies in the lending process that require management’s attention. CFS Insight’s analytic models mine consumer credit data and payment history natively from your existing origination and servicing systems enabling your credit union to improve both its ability to predict future performance and anticipate and react to emerging risks in the consumer lending portfolio.

Consumer Lending Products

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MeridianLink Consumer Data Connector

Deliver enterprise class metrics and scorecards on your consumer lending operation that help your credit union drive loan growth. Identify second sale / opportunities within your member base and streamline your compliance processes from rich data in the MeridianLink Consumer (a.k.a. LoansPQ) API.

CFS Loan Risk Model

The CFS Loan Risk model measures the difference between the expected and actual payment behavior to create a near real time risk assessment of each collateralized loan.

CFS Loan Projection Model

The CFS Loan Projection models utilizes the original loan terms along with the payment transactions to project the originally expected, actual and re-forecasted cash flows for the loan. This insightful data allows for more accurately projecting the expected revenue from the loan portfolio.

Origence Data Connector

Deliver enterprise class metrics and scorecards on your consumer lending operation that help your credit union drive loan growth. Identify second sale / opportunities within your member base and streamline your compliance processes.

MeridianLink DecisionLender Data Connector

Deliver enterprise class metrics and scorecards on your consumer lending operation that help your credit union drive loan growth. Identify second sale / opportunities within your member base and streamline your compliance processes from rich data in the MeridianLink DecisionLender (a.k.a. TCI).

Upgrade Loans Data Connector

Streamline the collection, reporting and compliance with adding Upgrade Loans to your credit union’s loan portfolio by allowing CFS’s Data Connector for Upgrade Loans to ingest, transform and consolidate personal loans / personal credit link loan information daily into your data strategy as well as convert new loans into engaged members.

PSCU Data Connector

Ingest and transform the rich content from PSCU’s credit card servicing platform to help drive insights into member behavior that will help improve card usage and engagement by members. Leverage the best of the best among the FiServe / First data platform as well as PSCU’s Member Insight data platform.

Co-Op Data Connector

Ingest and transform the rich content from Co-Op’s credit card servicing platform to help drive insights into member behavior that will help improve card usage and engagement by members. Mine data from valueable cardholder details as well as credit card transactions.

FIS Data Connector

Ingest and transform the rich content from FIS’s credit card servicing platform to help drive insights into member behavior that will help improve card usage and engagement by members. The integration supports both FIS’s legacy platform as well as the Payments One Credit Card processing platform.

Temenos Collections Data Connector

Simplify analytics on promises made vs. kept, work flow execution, access to custom fields and much, much more.

PowerPay Data Connector

Streamline the collection, reporting and compliance with adding Upgrade Loans to your credit union’s loan portfolio by allowing CFS’s Data Connector for PowerPay to ingest, transform and consolidate loan information daily into your data strategy as well as convert new loans into engaged members.

- 4-step CFS Process

The way to unlocking your credit union data

  • 1

    Evaluate & Discover
  • 2

    Create & Deploy
  • 3

    Engage & Onboard
  • 4

    Support & Review