Analytic Model

Today you will considerable buzz about artificial intelligence and machine learning, but how specifically do those technologies/concepts specifically allow your credit union to make better decisions, grow and improve member engagement? CFS Insight’s Analytic Models leverage the concepts within artificial intelligence and machine learning in practical ways that your team can understand and implement. We have models that:

  • Illuminate actions that your credit union to transition members from being casually acquainted to long term loyalists
  • Provide a more current and accurate view of your loan portfolio’s risk and anticipated revenue stream that enable more proactive decision making and action to improve the health and size of your loan portfolio all at the same time.
  • Leverage Geospatial analytics and external data sets that enable your credit union to invest wisely in branch and member growth initiatives.
  • Illuminate members that exhibit unhealthy or risky financial behavior upon which your credit union can better advise and consult to improve the member’s financial outlook as well as curb the risk to the credit union should they not heed your advice.
    To get more information about these truly innovative yet practical solutions, please visit our web site at the following location.

Analytic Model Products

CFS Geo Spatial Model

The CFS Geospatial model incorporates geocoded member addresses, branch location, Census data, and FDIC data in to a single interactive dashboard to branch, ATM planning and member behavior.

CFS Member Revenue Model

The CFS Member Revenue model incorporates both the loan and share revenue being generated and creates an easy to use structure for analysis.

CFS Member Retention Model

CFS Member Retention Analytic Model leverages near real time analytics to create retention categories that can be leveraged to improve the member retention rate and lower member attrition.

CFS Loan Projection Model

The CFS Loan Projection models utilizes the original loan terms along with the payment transactions to project the originally expected, actual and re-forecasted cash flows for the loan. This insightful data allows for more accurately projecting the expected revenue from the loan portfolio.

CFS Loan Risk Model

The CFS Loan Risk model measures the difference between the expected and actual payment behavior to create a near real time risk assessment of each collateralized loan.

- 4-step CFS Process

The way to unlocking your credit union data

  • 1

    Evaluate & Discover
  • 2

    Create & Deploy
  • 3

    Engage & Onboard
  • 4

    Support & Review